rvsfinserv

Vehicle Loans

At RVS Fin Services, we know that owning a vehicle can be a crucial asset for both personal use and business needs. Whether you’re looking to purchase a car, motorcycle, or commercial vehicle, our flexible vehicle loan solutions are designed to help you get on the road faster and more affordably.

About Vehicle Loan

At RVS Fin Services, we’re committed to helping you drive your dream vehicle with affordable financing options. Whether for personal or business needs, we make sure you get the best deal.

Why Choose Our Vehicle Loan Services?

1. Customized Loan Plans: We offer a variety of loan options tailored to fit your budget and specific requirements.

2. Fast and Simple Process: With minimal paperwork and quick approval, we make the loan process hassle-free. 

3. Affordable Interest Rates: We offer competitive interest rates that ensure your loan is affordable and manageable.

4. Expert Guidance: Our experienced financial advisors are here to help you understand your options 

5. Dedicated Support: Our financial experts guide you through every step of the loan process.

Easy Loans, Smooth Rides.

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Personal Vehicle Loans

Whether you're purchasing your first car or upgrading your existing one, our personal vehicle loans provide the flexibility and terms that meet your needs.

Two-Wheeler Loans

If you're looking to buy a motorcycle or scooter, our two-wheeler loans offer quick access to funds with low-interest rates.

Commercial Vehicle Loans

For businesses in need of vehicles such as trucks, vans, or delivery vehicles, we offer commercial vehicle loans to help you grow your operations.

Used Vehicle Loans

Looking to buy a pre-owned car or motorcycle? Our used vehicle loans allow you to finance the purchase of a second-hand vehicle with competitive interest rates and flexible repayment options.

Features of Our Vehicle Loans

  • Quick Approval & Disbursement: Get your loan approved quickly and receive funds without unnecessary delays.
  • Flexible Repayment Terms: Choose loan terms that work for your budget and repayment capacity.
  • Competitive Interest Rates: Enjoy low-interest rates that make your loan affordable.
  • Easy Application Process: A simple, hassle-free application with minimal documentation.
  • No Hidden Fees: Transparent loan terms without any hidden charges or surprises.

 

Fast Track to Your New Vehicle.

Eligibility Criteria

  • Age: Applicants must be between 21 to 60 years for personal vehicle loans, and 25 to 65 years for commercial vehicle loans.

  • Income: A stable monthly income of at least ₹20,000 for salaried individuals or a consistent business income for self-employed applicants.

  • Credit Score: A good credit score (typically 650 or higher) is preferred for better loan terms and approval.

  • Employment Status: Salaried applicants must have at least 6 months of employment, while self-employed applicants should have a minimum of 2 years in business.

Documents Required

  • Identity Proof (Aadhaar card, Passport, Voter ID, etc.)
  • Address Proof (Utility bill, Passport, Rent agreement, etc.)
  • Income Proof (Salary slips, Bank statement, Tax returns, etc.)
  • Vehicle Documents (For used vehicle loans: Registration certificate, Vehicle insurance, etc.)
  • Business Documents (For commercial vehicle loans: Business proof, GST registration, etc.)

How to Apply?

  • Contact Us: Reach out to our friendly loan advisors to discuss your vehicle loan requirements and learn about the best options for you.
  • Submit Your Application: Complete our online or in-person application form, providing necessary details such as your income, employment, and the vehicle you plan to purchase.
  • Get Approved: Once we process your application, you’ll receive approval and details about the loan amount and interest rate.
  • Receive Funding: After approval, the loan amount will be disbursed to your account, and you can proceed with your vehicle purchase.