Loan Against Security
At RVS Fin Services, we offer specialized Loan Against Security services, designed to help you access funds quickly and easily by leveraging your existing assets.
About Loan Against Security
A Loan Against Security (LAS) allows you to borrow money by pledging your assets, such as stocks, bonds, mutual funds, or property as collateral. It is a secured loan, meaning that the loan is backed by your assets, which can result in quicker processing times and more favorable interest rates compared to unsecured loans.
Why Choose Our Loan Against Security Services?
1. Quick Approval & Disbursal:Our loan process is streamlined for efficiency. You can expect fast approval and quick disbursal of funds.
2. Flexible Loan Amounts:Depending on the value of your assets, we offer customized loan amounts to suit your financial needs.
3. Attractive Interest Rates:With the security of collateral, you can enjoy competitive interest rates, making it an affordable.
4. No Prepayment Penalties: We offer flexible repayment options and no prepayment penalties, allowing you to pay off your loan.
5. Transparency:We believe in transparency, so there are no hidden fees or surprises in the process. All terms and conditions.
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Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.
Asset Evaluation
You start by submitting your asset details for evaluation. Our experts assess the value of your collateral and determine the loan amount you are eligible for.
Loan Offer
Based on the asset value and your financial needs, we provide you with a customized loan offer, outlining the terms, interest rates, and repayment structure.
Documentation
You need to submit basic documents such as identity proof, address proof, and asset documents for us to process the loan.
Approval & Disbursement
Upon document verification, your loan is approved, and the funds are disbursed directly to your account.
Features of Our Loan Against Security
- Shares & Stocks: Pledge your listed stocks and shares for a loan.
- Mutual Funds: Leverage the value of your mutual fund investments.
- Bonds: Utilize government or corporate bonds as security.
- Fixed Deposits: Get quick access to funds by pledging your fixed deposits.
- Real Estate: Commercial and residential property can be used to secure a loan.
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Eligibility Criteria
- Age: Applicants must be between 21 and 65 years of age.
- Income: You must have a steady source of income to qualify.
- Assets: The value of the asset being pledged must meet the loan eligibility requirements.
Documents Required
- Identity Proof (Aadhaar Card, Passport, PAN Card, etc.)
- Address Proof (Utility Bills, Bank Statement, Passport, etc.)
- Income Proof (Salary Slips, Income Tax Returns, Bank Statements)
- Asset Documents (for the security being pledged)
How to Apply?
Evaluate YourAssets: Before applying, assess the asset you wish to pledge as security for the loan. This can include:
Gather the Required Documents: Make sure you have all the necessary documents ready for submission.
Fill Out the Loan Application Form: Once we process your application, you’ll receive approval and details about the loan amount and interest rate.
Submit the Application:If applying online, submit the completed form along with scanned copies of your documents through our secure portal.